Random Rants
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Lol. Call me when your student loan payments are 80% of your mortgage payments.
I pay well over 150% of my mortgage in student loan payments….
I'm waiting for someone from Detroit to chime in and reveal that their student loan is 50,000% of their (admittedly virtually non-existent) mortgage!
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Fucking south west trains. Done fourteen hour days the last three days on the trot. Finally leave work at a reasonable time and all my trains are cancelled for the next hour. [emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35][emoji35]
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Could it be worse?
http://www.theguardian.com/uk-news/shortcuts/2015/jan/13/late-arrival-brighton-to-london-victoria-southern-britains-worst-trainSent from my iPhone using Tapatalk
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Could it be worse?
http://www.theguardian.com/uk-news/shortcuts/2015/jan/13/late-arrival-brighton-to-london-victoria-southern-britains-worst-trainSent from my iPhone using Tapatalk
Indeed!
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Moving to Ireland? Good call, and also difficult. I have had friends who wanted to do the same but couldn't get a visa. Enjoy.
@TrickHell:
We thought we had a house in Ireland, but then the people in there decided to stay and their rent is government subsidized, so it's basically impossible to get them out.
Fawk.
It's not really the end of the world or anything. I just thought we had the last stressful part of our move sorted. House was a great deal, too, right on the water. Oh well. Shit happens.
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Nothing to do at work:
Xena is the most stupid show ever. -
I've just been looking at the rental application form for one of the Australian letting agents. The information it asks for includes:
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Driving licence details
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The car you own
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Passport details
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Current and previous employment details
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Current and previous landlord, and whether your deposit / bond was refunded
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A business reference
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A personal reference
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A reference from a relative
I'm wanting to rent a place, not buy it. I didn't expect some sort of Spanish Inquisition!
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I can relate, but from a different angle: I own a house in Washington DC, which is now a rental property. Letting a house to a tenant in DC is tantamount to getting married, such are the laws so heavily weighted against landlords. As a DC landlord, if one makes a bad or incompletely informed decision about a tenant, he is literally stuck with that tenant for life.
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Here in Oz it's a short term contract, initially six to twelve months, and limited security for the tenant.
The local property market, particularly in Sydney and Melbourne, is screwed up. There are a number of tax breaks for landlords that allow rental losses to be written off against salary (negative gearing), and a reduced rate for capital gains if an asset is held for over a year. That seems to be channelling significant amount of money into housing, which is pushing up prices. It's probably not going to end well.
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I've just been looking at the rental application form for one of the Australian letting agents. The information it asks for includes:
-
Driving licence details
-
The car you own
-
Passport details
-
Current and previous employment details
-
Current and previous landlord, and whether your deposit / bond was refunded
-
A business reference
-
A personal reference
-
A reference from a relative
I'm wanting to rent a place, not buy it. I didn't expect some sort of Spanish Inquisition!
it's pretty horrible. the last 3 places i've stayed in have been bro-deals - living with friends or partners. if i'm forced to get a place on my own in the future it'll be a real struggle w/o real landlord references
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"Gold, Jerry. Gold!"
@TrickHell:
@Bob:
Moving to Ireland? Good call, and also difficult. I have had friends who wanted to do the same but couldn't get a visa. Enjoy.
@TrickHell:
We thought we had a house in Ireland, but then the people in there decided to stay and their rent is government subsidized, so it's basically impossible to get them out.
Fawk.
It's not really the end of the world or anything. I just thought we had the last stressful part of our move sorted. House was a great deal, too, right on the water. Oh well. Shit happens.
My wife is an EU citizen, so it's significantly easier for me than most.
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I have found it most revealing to talk with not the last landlord, but the two previous landlords to that. The most recent landlord is sometimes trying to get rid of them (their current tenant) and a glowing reference is a step toward that.
@TrickHell:
I feel like references are the easiest part about getting an apartment. I mean, seriously, how will they know your last "landlord" is really just your mate talking about how great of a tenant you were?
